Nawiri Sacco Society Ltd was established in 1973 as a banking Section of the Embu District co-operative union. The Union used to provide various key services to the 27 coffee primary societies within Embu Districts. One of the key activities included Banking which was offered through the Union Banking Section.
In 1992, the Government of Kenya introduced a policy that required unions in the country to transform their Union Banking Sections (UBS) into independent Savings and Credit Co-op Societies. This transformation gave birth to Embu Farmers Sacco Society ltd.
In 2011 the Sacco re-branded to Nawiri Sacco so as to have a national outlook, then opened the common bond to accommodate people from all sectors of the economy.